The HM Forces Bupacare group scheme for the Ministry of Defence
| Bupa Care | Benefits | Notes |
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| In-patient and day-patient treatment | ||
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| Hospital charges |
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In a Bupa Participating hospital, in a room within your scale of cover |
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| Consultants’/specialists’ fees |
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In a Bupa Participating hospital - Bupa benefit limits apply if the consultant is not a Bupa partnership consultant |
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| Diagnostic tests |
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In a Bupa Participating hospital |
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| Radiotherapy/chemotherapy |
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In a Bupa Participating hospital, or for certain conditions in a Bupa specialist treatment centre, and in a room within your scale of cover. Benefit limits apply if the consultant oncologist is not a Bupa partnership consultant. |
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| Psychiatric treatment | Up to a maximum of 45 days per year | After two years continuous membership and in a Bupa psychiatric network hospital. This is a discretionary benefit and claims should be authorised before treatment begins. |
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| Out-patient treatment | ||
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| Consultation with a consultant/specialist |
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With a Bupa recognised consultant |
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| Diagnostic tests |
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MRI, CT and PET scans in a Bupa recognised out-patient diagnostic imaging centre |
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| Radiotherapy/chemotherapy |
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In a Bupa Participating hospital or, for certain conditions, a Bupa specialist treatment centre. Benefit limits apply if the consultant oncologist is not a Bupa partnership consultant |
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| Physiotherapy (and other therapies)† |
Scale A – up to £800 a year* Scale B – up to £650 a year* Scale C – up to £500 a year* |
On a GP or Bupa recognised consultant referral to a Bupa recognised therapist. This is a combined overall limit for all therapies |
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| Psychiatric treatment |
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By a Bupa recognised consultant and only after two years continuous membership. This is a discretionary benefit and claims should be authorised before treatment begins. |
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| Additional benefits | ||
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| Nursing at home | Up to £600 a year | Following eligible private in-patient treatment covered by your scheme |
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| Private ambulance | Up to £120 a year | £60 maximum for any single trip |
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| Parent accommodation |
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When staying with a child under 12 receiving eligible private in-patient treatment, one parent only |
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| NHS cash benefit |
Scale A - £30 a night* Scale B - £25 a night* Scale C - £20 a night* |
Up to a maximum of 35 nights a year for eligible in-patient treatment |
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| Complementary medicine† | Up to £250 per membership year | On GP or Bupa recognised consultant referral to a Bupa recognised complementary medicine practitioner. |
| Overseas treatment | Up to £200 for hospital charges. Up to Bupa benefit limits for consultants fees. |
For eligible treatment that you need when you are stationed overseas as a member of HM Forces, or emergency treatment that you need because of a sudden illness or injury when you are travelling outside the UK. NB There are no Bupa Participating hospitals or partnership consultants overseas so monetary limits apply. |
*According to the scale of cover chosen
† Please note that the benefit limit for physiotherapy (and other therapies)
includes the £250 available cover for complementary medicine)